Water damage can be a nightmare for any homeowner. Not only is it costly to repair, but it can also lead to mold and mildew growth, which can exacerbate health problems. Fortunately, most homeowner’s insurance policies will cover water damage, as long as the cause is “sudden and accidental.” This means that if your water heater bursts or your pipes burst, you should be covered. However, if the water damage is due to your own negligence (for example, if you left the water running and it flooded your home), then your insurance may not pay for the damages. In order to get your insurance to pay for water damage, you will need to document the incident carefully and file a claim as soon as possible. If you have any questions, be sure to speak with your insurance agent.
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